Benchmark rates for critical illness

Dear Mr. Tan,
Do you have the benchmark rates for critical illness cover. Is there an option to buy a decreasing cover or an income benefit, just like term insurance?

REPLY
As a rough rule of thumb, the premium for critical illness is about 50% higher than for term insurance, but the actual difference depends on age and gender. I will be able to provide the benchmark rates in one or two weeks' time.

The premium for short term cover will be much lower than for whole life cover. It does not accumulate any cash value.