As a parent, you will probably ask the following questions:
a) What insurance protection should I buy for my child?
b) How can I save for my child's education fund?
An insurance agent will usually sell an endowment or critical illness to you to cover your child. The agent can earn commission of one or two years of your premium. The plan will give a low return to you.
Read this FAQ for an alternative approach:
http://www.tankinlian.com/faq/childlife.html
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