Fair remuneation for an adviser

Dear Sir,
What is the fair remuneration for an adviser to sell a life insurance policy?

REPLY
1. It should be based on the time spent
2. It should be comparable to other occupations.
3. To sell a policy, a fair remuneration should earn $100.

At present, the advisers earn about one year or more of the savings. If you take a policy for $200 a month, the adviser earns about $2,400. His manager earns an overriding commission. There are other cost.

The total cost to the customer could add up to $4,800. This is the total amount taken away from the customer's savings. It is excessive. The customer should not be have to pay such a heavy cost, just to get a life insurance policy!

For an adviser to make a living on $100 per policy, it is necessary for the customer to visit the adviser in his office, just like you visit a doctor in his clinic. I hope that, in the future, insurance policies will be sold in this cost effective manner.