Dear Mr. Tan,
I am in my early 40s. Currently, I have a Living policy with an insured amount of $100,000. The insurance agent has recommended another policy for $100,000. It is a savings plan that also covers critical illness. Should I take up 20 or 25 year plan?
REPLY
I usually advice people to buy Term insurance and invest in a low cost, diversified investment fund.
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http://www.tankinlian.com/faq/choice.html
http://www.tankinlian.com/faq/savings.html
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