Term Insurance with Cashback

Hi Mr Tan,
You are an expert in this subject. In the newspaper article it was mentioned by the reporter that with the term insurance covered for $400,000 annual premium of less than a thousand and yet there are cash back guarantee features.

Do you know of any such insurance company. I will be interested to purchase such policy.

REPLY
You can call the insurance companies listed in this FAQ:http://www.tankinlian.com/faq/termd.html

This FAQ shows the benchmark premium rates.
http://www.tankinlian.com/faq/benchmark.html

If you are quoted a premium closed to the benchmark rate, you can accept it.

In most cases it is better to buy a Term insurance without any cash back feature. You pay a lower premium. If you invest the difference separately, you can get a better return compared to the cash back.