COMMENT POSTED IN MY BLOG:
I would like to add that the agents sell what pays them the most commissions besides what is hot (typically what is bad for the investor).
Most are driven by sales commissions. If the client so happens to buy something good for themselves, it is just pure luck.
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REPLY:
There are advisers (agents) who sell low cost products that are good for the investors. They get a modest commission and provide good service to their clients.
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