Dear Mr. Tan
You mentioned few attributes of good financial products, can you recommend specially those available in the market? I received a brochure from an insurance company that sells a financial product that is similar to what you mentioned, low fee. What do you think of that?
REPLY
You have to check the "allocation rates" of the investment linked policy, which is a form of upfront charge.
Read this FAQ:
http://www.tankinlian.com/faq/ilp.html
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