Hi,
I've been approached to purchase an endowment policyand a limited pay whole life policy by two different financial advisers recently. My only policy is a whole life policy that covers me for $20,000. Please advise on the various factors that I should consider before purchasing either policy.
REPLY
I hope that this FAQ can help you in this decision:
http://www.tankinlian.com/faq/savings.html
My advice is to buy a Decreasing Term (or Level Term) and invest your savings in a low cost investment fund.
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