Read my analysis of this policy, which is marketed actively by a large local bank. I am quite worried about the feature of this policy, as the yield is poor during most of the duration and is jacked up towards the end, based largely on non-guaranteed bonus which is distributed in an uneven manner.
http://tankinlian.blogspot.sg/2012/07/myretirement-policy.html (my analysis is shown as a comment).
The manner of distribution of the bonus is not transparent to the consumer, and may be changed to the disadvantage of the consumer. I may bring up this matter as a complaint to the Monetary Authority of Singapore.
http://tankinlian.blogspot.sg/2012/07/myretirement-policy.html (my analysis is shown as a comment).
The manner of distribution of the bonus is not transparent to the consumer, and may be changed to the disadvantage of the consumer. I may bring up this matter as a complaint to the Monetary Authority of Singapore.
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