Should you buy term insurance up to age 65 or whole life insurance?
The best plan is a decresing term plan, ceasing at age 65 or covering 25 years only. You do not need life insurance after age 65, as you are likely to have retired from work, and there is no lost income to be covered.
Read this FAQ:
http://www.tankinlian.com/faq/age65.html
Here are the benchmark premium rates:
http://www.tankinlian.com/faq/benchmark.html
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