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Sunday, June 22, 2008

Insurance for kidney failure patient

Hi Mr. Tan,

Hope that you can advise me. I am a kidney failure patient. and have two young children. What kind of insurance policy should I take up for them using my name or my wife's name? And also what type of insurance should I get for myself in my condition.
CH

REPLY
I hope that you are personally covered under Medishield or a private Shield plan. It is important that you have this cover for your own medical expenses.

You can buy a Medishield plan for your children. There is no need to buy life insurance for them. You should have savings to take care of your future needs. Read these FAQs:
http://www.tankinlian.com/faq/savings.html
http://www.tankinlian.com/faq/fptips.html

You will find it difficult to get life insurance due to your medical condition. Perhaps you can buy personal accident insurance. Read this FAQ:
http://www.tankinlian.com/faq/pa.html

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