There is an advertisement showing that a unit trust earned 20% since its launch 8 months ago.
Before you invest in this fund, you have to consider the following:
* many other funds also earned a similar or better return
* the upfront cost of investment is 5% (which is high)
* the stockmarket is now at a high level and is risky
If you invest in the stockmarket now, you should be prepared to suffer a correction (ie drop in prices), if it happens.
Do you want to take the risk?
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