Does Incomeshield cover Hypertension and Diabetes?

Hi Mr Tan,

I have visited your blog once in a while and must say that it is informative from a NTUC point of view. I’m not sure how it will be after you have left NTUC. I hope comments will be as impartial and provocative as possible.

I have a personal question though. Read somewhere in which you reply about a person with controlled diabetes and hypertension being covered under incomeshield. Could you tell us if the person will still be covered for diabetic and hypertension treatment?

D

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Dear D

The Incomeshield plan covers the cost of hospital stay and certain outpatient treatment (for specified illness), subject to certain limits, and after deucting the Deductible and Co-payment. Details are found in this FAQ:

http://www.income.coop/insurance/incshield/faq.asp

If the insured person has a previous medical condition (eg hypertension and diabets) and is accepted for Incomeshield, he will be covered for the hospital stay arising from these conditions. He is not covered for the cost of regular medication to treat these conditions (as they are not covered under the plan).

Tan Kin Lian