Insurance policy to provide for education

I keep getting questions from from the public asking for specific advices, such as the following:

I'm currently 36 years old. I have two young children. I would like to buy an education policy for each of them. I expect to retire at 55. I would like to seek your advice which company offer the best policy. Or should I not even take up an education policy?

My reply remain the same, to read the appropriate FAQ in my website and to attend the 
educational talks conducted by FISCA.

 Read this article

http://tankinlian.com/FramePDF.aspx?ID=60

If they want specific advice, they should see an adviser and be prepared to pay a fee. If not, they should be prepared to be ripped off.