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Sunday, October 14, 2007

Determine liability for an accident

QUESTION:

How can I dispute a case of where I am positive that the other vehicle was speeding. Do insurance company do investigation on the damages to ascertain the speed of the vehicle?

Scenario:
I was filtering left. Signalled, checked side mirror. After the last vehicle passed on the left, the next one is about 40m away (evidently from small headlight). I filtered and the next thing i know the car crashed onto my left wheel and everything around it. I understand that this case is not exactly favourable since I'm the one filtering.

MY REPLY:

The best way is to get an independent witness to testify that the other vehicle was speeding.

In most cases, the fault is determined by the party that caused the impact. If you knock into another car, you are likely to be liable.

For example, if the vehicle in front slowed down suddenly and you knocked into its back, you cannot claim that the accident was caused by that action. You should have kept a safe distance and be ready to stop on time.

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