Several top insurance advisers in NTUC Income earn more than $300,000 a year. They actually earn a lower rate of commission on each policy (about half of the market rate), but they earn more than a large volume of sales.
They are showing an increase in earnings compared to past years.
It is easy to sell the products from NTUC Income because they give good value to the customers. We have a good brand image. Customers prefer to buy from NTUC Income.
The advisers also benefit from the increased cross selling activities this year. We now generate 25,000 new sales leads each month, most of which come from existing customers. It is easy for our advisers to follow up and close more sales.
More sales are now done by the advisers by entering through the internet. The adviser does not need to visit the customer or complete any application form. This reduces the time to close the sale and increase the productivity.
Several agents who migrated to us from other companies are seeing a large increase in their earnings.
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