NTUC Income has launched an unsecured loan called Smart Credit.
The attractions of Smart Credit are:
* available to policyholders above 21, with annual income of at least $30,000
* can be used for wedding, travel, medical, emergency and other lifestyle needs
* up to 2 months of salary
* no need for guarantors
* loan can be repaid within 5 years
* interest rate is only 12.88% per annum
* enjoy a rebate of 20% of interest charged, for prompt payment during the year
* instant online approval through the website
Details are available at www.income.coop/loans
Banks and financial institutions charge 15% to 18% on their unsecured credit. Most of them do not offer any rebate on interest for prompt payment.
Be Smart. Use Smart Credit from NTUC Income.
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