Customer wants to buy an additional annuity

Dear Mr. Tan,

You gave a talk on Anniuty last year, I was in the audience. I was impressed by your frankness.

I wish to ask about your new feature, if I were to buy a new Annuity Policy, if I happen to die within a year or two, the unspent mobney will be return to the deceased family ?

I will probably have some money coming in Mid or end of Sept, and I am considering of buying another $30,000 worth of annuity.

Can you kindly e mail me a quotation, telling me how much in returns per month, I expect to receive in six month's time? I already have two existing annuity policies with your company and I am quite happy with them.