Do you know what is the interest rate charged to you on an installment plan for consumer goods, e.g. a laptop or television? This articles shows how to calculate the effective interest rate, and also indicates the interest rate charged by a large household appliance store.
http://tankinlian.com/admin/file.aspx?id=683&IID=687
http://tankinlian.com/admin/file.aspx?id=683&IID=687
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