It is likely that investment in some exchange traded funds, such as the STI ETF that has been recommended by me, will be allowed in a few months time, without the need for the investor to pass a knowledge test. This is classified as "collective investment scheme: mentioned in this report. However, we still have to wait for the details to confirm the actual situation.
http://www.todayonline.com/Business/Businessinbrief/EDC120510-0000077/Singapore-relaxes-rules-on-selling-investment-products
http://www.todayonline.com/Business/Businessinbrief/EDC120510-0000077/Singapore-relaxes-rules-on-selling-investment-products
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