I made regular trips to Jakarta over the past three years. Whenever it rained, there would be floods in several parts of Jakarta, causing traffic congestion and extensive property damage. I was happy at that time that Singapore had been free of floods for many years.
The situation has now changed. We had three serious, embarrassing floods over the past few months. Whatever might be the cause, e.g. Marina Barrage or overbuilding, we now have to live with the prospect of a flood-prone or, to coin a new word, a "floody" Singapore.
It would make our life somewhat more complicated. Owners of some buildings in flood-prone areas will find that their home or car insurance policies will come with higher premium rates or "flood exclusion", i.e. damage caused by flood will not be covered. Insurance premiums will increase further for everyone, even those who live "high and dry".
On the bright side, I am confident that the people in charge can solve the problem. We do have quite bright people who can find with good solutions which are planned and executed properly. We only need the problem to be recognized and give authority to the people in charge (i.e. no pushing the buck around from one agency to another).
Tan Kin Lian
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