Dear Mr. Tan
I need some advice. Can you tell me the difference between a critical illness policy, a life policy and an investment-linked policy? Which do you recommend? I am in my mid 20s and just started work.
REPLY
Please refer to the FAQs in my website, www.tankinlian.com. Click on Ask Mr. Tan to see a list of FAQs. Select those that are relevant to you. You can view the FAQ by clicking on "View". You can download the PDF document into your computer for offline reading or to be printed out. You can also search the FAQs using a keyword such as "life insurance", "critical illness" or "young". I will be writing a separate FAQ to explain the investment-linked policy.
Before you buy any life insurance policy, be sure to read the FAQ on "benefit illustration". It tells you about the important points to look for in a policy. Also, look at the FAQ on "marketed financial product".
Buy on my book Practical Guide on Financial Planning (on promotion for $10 up to 31 July) or join FISCA.
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