Dear Mr. Tan,
Happy New Year to you.
I have just received renewal letters for my medical insurance. Looks like the objective in INCOME has changed since your retirement. They have increased the premium tremendously.
I appended below the details of the "Plus Rider" for my family. The increase of 200% in the premium seems exhorbitant to me at one look. (details deleted).
Most likely we will continue with the plan unless there is a better product in the market. Please give us your expert advice.
REPLY
You have the option to cancel the Plus rider. In my view, there is no need to take the Plus rider to insure the Deductible and Co-insurance. You can pay them out of your Medisave account or by cash.
Read para 3 of this FAQ:
http://www.tankinlian.com/faq/choice.html
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