Low risk investment

Dear Mr. Tan,

I learnt from your website from reading mypaper. I'm a nerd when it comes to financial management. Apart from savings account, I know nothing much about investments. I'm not a high risk taker, but would like to know how to go about low-risk investments.

Are there any articles, websites or books to recommend for beginners? I heard that T-bill is a low-risk investment but I've no idea how to go about doing that.

Recently, I've also heard that an insurer is offering a sort of Fixed Deposit, which offers higher interest than banks. Is it trust worthy?

I'm in my mid-30s and wish to invest $50,000 for my retirement or my son's education fund. What is your advice?

REPLY

I suggest that you read this FAQ. It should contain the answers that you need.
http://www.tankinlian.com/faq/savings.html