We are celebrating the 40th anniversary of our Nation.
This year's National Day is a happier occasion:
- the economy is growing
- the stockmarket is robust
- jobs are now easier to find
We must look further ahead. Globalisation will continue to make a big impact on our way of life:
- business is getting very competitive.
- margins are being squeezed
- customers are more demanding
We need to innovate and change.
Here are some tips to ordinary people on how to cope with the challenging times:
- be frugal
- be modest
- have some savings
I wish you a happy National Day.
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