A bad investment linked policy

This policy introduces high charges after 18 months. If the policyholder terminates the policy, there is a big penalty. After 18 months, the policy has sunk in a lot of savings and was stuck with a bad investment. Be careful when you buy an investment linked policy (from any company). Read the charges and penalties. Look at the cash value after 3, 5 and 10 years and make sure that you get a decent return for your savings. More details in this article.