Recognize the right priority

The insurance agent tells consumers that their biggest risk is premature death and critical illness. This is not true. The chance of this happening during the working life ins less than 10%. More than 90% is likely to work till retirement without facing these risks. They are more likely to retire with inadequate savings, in spite of saving prudently over a lifetime, because a large part of their accumulated savings is taken away from them due to the bad life insurance policies. This is a bigger risk facing more people.

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