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Letters to SGEP
Do you have any views to share about the social, economic and political priorities in Singapore? Send your letter to sgeportal@gmail.com. Th...
Terminal bonus is not guaranteed
Dear Mr. Tan I always thought that Terminal Bonus is like Annual Bonus which is guaranteed once declared. Hence if my policy year crosses th...
What's wrong with Investment Linked Policies?
Most investment linked policies marketed in Singapore have the following features: a) designed to hide the high upfront charges b) high char...
Indisputability clause in insurance policies
This article explains the indisputability clause, and how consumers can be protected under this clause against unfair rejection of claims. A...
Little Red.SG
As we change jobs and email service providers throughout our lifetime, our email addresses will also change. Over time, we tend to loose tou...
New products from NTUC Income
COMMENT POSTED IN MY BLOG The extravagant splurging on ads and rebranding is going to make REVoSAVE the most expensive product ever launched...
Whole life "Umbrella" policy
The taxi driver who drove me to the airport told me this story. 30 years ago, he wanted a life insurance policy that pays him at age 55. The...
Election symbol for Tan Kin Lian: Hi-5
I have already submitted the following logo to the Elections Dept for approval. I will only be informed of their decision only after nominat...
Declaring medical condition
This consumer is not sure if his medical condition needs to be declared and if it affects the underwriting of his application. What is the ...
Continue your existing critical illness policy
Hi Mr Tan In your blog, you said that the premium for a critical illness policy is 10 times of a term insurance policy. I took a critical il...
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Invest in foreign currency [2]
Before you invest in foreign currency, e.g. fixed deposit, you should consider the cost of conversion and exchange risk. Read "invest in foregn currency" in
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