Plan | Term | Yield p.a. | Reduction in yield |
Growth - single premuim | 5 yrs | 2.94% | |
Growth Link (AIM) - single premium | 30 yrs | 3.52% | 1.73% |
Revosave - monthly premium | 15 yrs | 2.82% | 2.43% |
The return on the growth plan is fairly satisfactory. The return for the other two plans are not attractive, considering the duration of investment. The are based on a projected yield of 5.25%. If the actual yield is lower, the yield on the policy will be lower than illustrated.
If you are investing for 10 years or longer, you should aim to get at least 4% per annum.
Tan Kin Lian
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