Someone asked for my views about the impact to consumers, after Prudential buys over AIA. The policyholders should not be affected by the change of ownership. Their money is kept in a separate insurance fund. It does not matter who the owner is.
However, the change of management may affect the philosophy in the distribution of bonus. The new management may be more generous or less generous in distributing bonus to policyholders out of the surplus in the insurance fund, compared to the previous owners.
Tan Kin Lian
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