Open Forum with UOB Kay Hian

MESSAGE

We would like to invite all investors who have invested in the Lehman Brothers Minibonds, Merrill Lynch Jubilee and Morgan Stanley Pinnacle Notes through UOB Kay Hian (UOBKH), to participate in an open forum with UOBKH.

This invitation is open to investors regardless of whether you have or have not attended an interview with UOBKH. We are going to request for Mr Hwang Soo Jin, the independent party appointed by the Monetary Authority of Singapore to oversee UOBKH complaints process, to be present at the forum, as we are keen to share our concerns with him.

We have set an agenda for the forum and are extending this invitation to gather as many investors as possible. We believe that with more investors attending this forum, UOBKH cannot ignore our request and will consider more seriously the appeal of all affected investors.

Please submit your name (with some proof that you have invested in one of the above-mentioned notes through UOBKH), your email address and contact number to Mr Ang Soo Cheng at scangpl@yahoo.com by 5 November 2008.

The date for this forum is not yet confirmed, as we have to arrange this with UOBKH. You will be advised when this arrangement is finalised.

Jimmy Liaw
On behalf of the
UOB Kay Hian Investors’ Group