Low cost insurance and investment funds

I am now working as a consultant to a life insurance company in Singapore. It intends to launch low cost insurance and investment funds in early 2009.

Details of suitable products are set out in these FAQs:

http://www.tankinlian.com/faq/low.html

http://www.tankinlian.com/faq/btid.html

http://www.tankinlian.com/faq/termassurance.html

http://www.tankinlian.com/faq/finplan.html

http://www.tankinlian.com/faq/age65.html

Generally, my advice is:

1. Buy low cost term life and medical insurance to protect your earnings
2. Invest your savings in a low cost fund to get an attractive return
3. Avoid high cost and complicated financial products
4. Educate yourself to make the right choice
5. Buy directly, to avoid paying the high commission insurance agents