Visit the Adviser

Here is my message to consumers.

If you wish to enjoy low cost, such as Decreasing Term or low cost investment fund, you should visit the Adviser at his office, or transact over the telephone.

As the Adviser earns a low fee, it is not possible for the Adviser to spend a lot of time to visit you at your home. In fact, you should read the FAQ and other materials before talking to the Adviser.

Lesson: Help the Adviser to help you to enjoy lower cost and get a better return for your savings.