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Thursday, January 18, 2007

Put all your eggs in one basket?

Dear Mr Tan,

Is it advisable to get insurance or investment policies from difference insurance company instead of "putting all eggs in a same basket.? I have brought a few policies as below.

(Details of 6 policies with AIA and Great Eastern).

What are the consideration when choosing an insurance plan and policy? What would you advise? I am 40 years old.

WC

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Dear WC

It is all right to keep all your investments with one insurance company, if is is a large and well rated insurance company.

Furthermore, if you are investing in a few funds, some of these funds are likely to be managed by external fund managers. They are not affected by the performance of the internal managers employed by the insurance company.

My "financial tips" are set out below:

Tips

You can also read some of the postings in my blog www.tankinlian.blogspot.com

Tan Kin Lian

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