A safe investment for CPF savings

Hi Mr Tan,

I am looking into investing my CPF money. I am 30 and have been working for 4 yrs. I currently have about $40,000 in my CPF OA.

I am considering between the Growth and Flexi-Link Plans from NTUC Income. I am thinking of putting $25,000 into the Growth Plan first (since there is a current promotion for 1% bonus sum assured) and the rest later into the Flexi-Link Plan (growth fund) when the market cools down a bit.

What are your thoughts?

G

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Dear G

Your approach is good. Many people take the same approach.

The Growth plan can earn slightly more than 4% p.a.
Growth