FROM CUSTOMER
Dear Tan,
Other bank's wealth planner told me that NTUC's mortality charges and insurance charges are higher as NTUC faced with more claims from policyholders than the bank. May I enquire on this point ?
When I buy a unit, what is the % of selling price from the purchased price of the unit bought in order to cover all costs ( distribution, fund charge, expenses, etc) to reach breakeven?
MY REPLY
Dear
I will ask our specialist to provide the answers to you.
The bank's wealth planner mislead you. We do not have any mortality charge at all.
If you wish to have any life insurance cover, you buy a separate rider at a flat premium rate. Many people find it to be more transparent.
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