Last year, an insurer raises the lifetime limit on its Shield plan to $5 million and charges premiums that are 10% to 50% higher than a similar plan from NTUC Income (ie Incomeshield).
NTUC Income has recently removed the limit on lifetime claims. The policyholder can claim beyond $5 million a year.
We did not change our premium rates. Our premiums are much lower than the other Shield plan, and yet our coverage is better.
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