Someone said that the car salesman charges a higher price if you pay by cash and a lower price if you take a loan to buy a car. This is the ruse used by salesman.
The consumer should exercise your negotiating power. If the salesman wants to charge a higher price for paying cash, go and look for another car dealer. There are many salesmen who are hungry to get an order. Do not allow the salesman to force you to take a loan and pay interest, when you have the cash to pay outright.
Before you buy any product, always shop around and get a few quotes. You will have a stronger negotiating power.
Tan Kin Lian
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