Cut in bonus

Dear Mr. Tan,
Recently, I received my annual bonus statement on my life policy. I was disappointed with their cut in my bonus from 1.5% to 0.75% (50%).

From what I understand, the premiums are been pooled together in a participating fund and the investment allocation is considered conservative type. When I see this 50% cut,I am wondering am I aboard on a roller coster?

I have received my bonus statements from other companies, but some did not cut my bonuses at all and for others, it was only a minor deduction.

May I know is there anything I can do?

REPLY
You can write to the newspaper or lodge a complaint with MAS. MAS should realise that their governance framework is producing this type of outcome.