Our policyholders get $3,000 more on maturity

A total of 31,000 endowment policies matured during 2005 and 2006. The total payout was $740 million, or an average of $23,800 per policy.

We give about 15% to 20% more to our policyholder, compared to a similar policy taken with another insurer. This works out to an average of $3,000 more.

We are able to give a better return to our policyholder due to our lower commision to agent and lower profit distributed to shareholders. We are a cooperative society.

Each month, more than 1,000 policyholders enjoy this benefit, without realising it. We will be more active in communicating this fact to our policyholders.