If a male aged 25 buy an expensive medical plan, he has to pay a total premium of $57,600 in premium up to age 80 based on current premium rates.
The total premium may increase in the future, as the premiums are subject to revision.
If he buys Incomeshield with corresponding top-up rider, total premium is only $40,100, or 31% lower.
The coverage under both plans are largely similar.
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