I met a heart specialist last night. When he graduated 20 years ago, he bought a life insurance policy from an agent and paid a large monthly premium. He only knew that the policy was to take care of the security of the family. He did not understand how the insurance policy works and what the benefits were.
This is the typical reaction of many people.
You should approach life insurance in the same manner as you buy other products. Find out:
* what are the benefits
* what is the cost (ie premium)
* what are the offers from similar products in the market
* what other options do you have (ie other products that may suit you better)
You can also learn about insurance from this website,
www.knowyourinsurance.com.sg
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